About Mike

  • Mike is involved with several organizations including the National Association of Health Underwriters, Independent Insurance Agents Association, East End Chamber of Commerce, Better Business Bureau and the National Association of Small Business Owners, to name a few. Mike is a licensed Risk Manager and highly regarded in the insurance industry.

    Website: ABMInsuranceServices.com
    Email: mike.alexander@cobensrv.com

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July 10, 2008

Health Tip: Indoor Tanning, Healthy or Harmful?

Indoor tanning is a multi-billion dollar-a-year industry in the United States, with up to 28 million Americans tanning indoors each year.
Furthermore, tanning bed use in the US is increasing, especially among adolescents. [Eric F. Schneider] This is in spite of serious health concerns associated with exposure to the ultraviolet radiation (UV) from tanning salons. In 1994, a Swedish study found that women 18-30 years old who visited tanning parlors 10 or more times a year had seven times greater incidence of melanoma than women who did not use tanning salons. In another study, people exposed to just 10 full-body tanning salon sessions had a significant increase in skin repair proteins typically associated with sun damage, indicating that ultraviolet (UV) radiation from indoor tanning is as dangerous as UV from the sun. And, in 2002, a study from Dartmouth Medical School found that tanning device users had 2.5 times the risk of squamous cell carcinoma and 1.5 times the risk of basal cell carcinoma.

The tanning industry justifies indoor tanning with two arguments. First, since melanoma is mainly caused by sunburn, "controlled" tanning helps prevent melanoma by building up the protective pigment melanin. Second, since UV exposure allows the skin to produce vitamin D, tanning helps prevent breast, prostate and colon cancer, as well as other diseases. Sunlight and artificial sunlight such as that used in tanning salons emits three different types of radiation in the ultraviolet range-UVA, UVB and UVC. All of these are capable of producing damage to the skin in the process of creating a tan. Since past studies had shown UVB to be the most dangerous in regard to its potential for causing skin cancer, the tanning industry responded by lowering levels of UVB emitted by their equipment. Even those lower levels of UVB still can cause skin damage and cancer, however, and UVA radiation may pose more of a risk than was previously thought.

The Vitamin D argument is more difficult to refute. It is becoming more and more apparent that Vitamin D deficiency is a significant risk to our [Eric F.
Schneider] health with links to the development of heart disease, several types of cancer, high blood pressure, osteoporosis and periodontal disease.
Vitamin D is naturally present in very few foods, with the flesh of fish (such as salmon, tuna, and mackerel) and fish liver oils being some of the best sources. Much of the Vitamin D that we consume is in "fortified" foods such as milk and orange juice or in vitamin supplements. Sunlight exposure is perhaps the most important way that we get adequate amounts of Vitamin D. Ultraviolet rays from sunlight (or tanning lights) striking the skin triggers Vitamin D production in the body. Complete avoidance of the sun in someone with a marginal diet could easily result in Vitamin D deficiency and its associated health consequences. Furthermore, those living in northern latitudes, such as New England, are especially at risk since the UV rays responsible for producing Vitamin D are markedly reduced in the winter. The American Academy of Dermatology is adamant in its belief that it is better to get vitamin D from dietary sources than from sun exposure. The Academy's "Don't Seek the Sun"
campaign provides 9 reasons to get Vitamin D from the diet instead of from sun exposure. Despite the importance of the sun to vitamin D synthesis, it is prudent to limit exposure of skin to sunlight or to indoor tanning lights.
Around 10 minutes of natural sunlight exposure to most of the body is all that is required on a daily basis to produce a day's supply of Vitamin D. How this correlates with time in a tanning booth is uncertain since tanning lights generally deliver higher levels of UV radiation per minute of exposure.

Keep in mind that UV rays are UV rays whether they come from the sun or a tanning bed. Perhaps it gets back to what occurs "naturally", is beneficial and that which is excessive or artificial may be harmful. The almost unavoidable exposure to natural sunlight activates the normal (and essential) process of Vitamin D production in the body. Sun bathing or use of tanning booths for aesthetic purposes may be a time bomb for the development of premature skin aging and cancer later down the road. Recall that for years, the tobacco lobby used similar terms that the indoor tanning lobby is using now, such as "junk science" and "myths," to counter claims that cigarette smoking could cause lung cancer. Granted, epidemiologic evidence is less compelling than controlled clinical trials at proving the risks of external influences on our health.
But with the highly significant evidence now available linking indoor tanning to the development of skin cancer and other adverse effects on health, is it worth the risk that you may be being misled for the sake of profit?

July 02, 2008

Health Tip: Questions regarding medications?

Have you ever received a prescription from your doctor only to leave the
office and realize that you have questions that you forgot to ask, or
that the
doctor neglected to tell you? Are you experiencing a symptom that you
think
could be caused by one of your medications or to an interaction between
medications? Beginning this week, eDocAmerica is excited to offer a new
service to its clients that will serve as a resource for
medication-related
questions.

By clicking on the Ask ePharm icon, your questions will be referred to
Dr.
Eric Schneider, an expert in Pharmacy and Pharmacotherapy.

Dr. Schneider can be considered to be a Pharmacist "on steroids" (excuse
the
medication-related analogy). He is not only a Pharmacist, but he also
holds a
doctorate degree (PharmD) in Pharmacy from the Medical University of
South
Carolina and is certified by the Board of Pharmaceutical Specialties as
a
Board Certified Pharmacotherapy Specialist. This means that his
qualifications
and expertise go far beyond that of a dispensing Pharmacist.

 

Examples of questions that you may want to pose to Dr. Schneider
include:

+ What benefits can I expect to receive from taking this medication?
+ What are the potential side effects of taking a particular
medication?
+ Is there a risk of an interaction from taking this combination of
medications?
+ Is there a better medication to take for a particular condition than
the
one that I am on?
+ What is the most appropriate dosage or duration of treatment with
this
medication?
+ Is there an alternative medication to the one that I am taking that
is
less expensive or associated with fewer side effects?
+ What is the best way to monitor this medication to avoid
complications?

I worked with Dr. Schneider for a number of years while on the faculty
of the
Department of Family Medicine at the University of Arkansas for Medical
Sciences. I was continually impressed with his vast wealth of knowledge
regarding medications, both their uses and their side effects. He takes
a
highly scientific approach to medications, basing his recommendations on
the
best studies available from the medical literature. He is cost-conscious
and
practical in his approach to medication usage and understands that there
are
risks as well as benefits to keep in mind whenever use of a medication
is
being considered.

Let us help you with your medication-related issues. You'll find the
link to
Ask ePharm alongside the Ask eDoc and Ask ePsych icons.


We welcome Dr. Schneider and ePharm into the eDocAmerica family of
health-care services, and hope that you take advantage of this valuable
resource.

June 23, 2008

Health Tip: Poisoning Prevention

According to the Poison Prevention Week Council, every 30 seconds, a U.S. poison control center receives a call about an unintended poisoning. This amounts to more than 2 million poisonings being reported each year to one of the Poison Control Centers across the country. The vast majority of these poisonings occur in the home, primarily in children under six years of age. But adults are not immune to the problem either. Poisoning, particularly due to overdoses of over-the-counter and illicit drugs, has become the nation's second leading cause of accidental death, trailing only motor vehicle accidents. The following recommendations have been provided by www.PoisonPrevention.org to help prevent poisonings: 1. Use child-resistant packaging properly by closing the container securely after use. 2. Keep all chemicals and medicines locked up and out of sight. 3. When products are in use, never let young children out of your sight, even if you must take the child or product along when answering the phone or doorbell. 4. Keep items in original containers. 5. Leave the original labels on all products and read the label before using. 6. Do not put decorative lamps and candles that contain lamp oil where children can reach them because lamp oil is very toxic. 7. Always leave the light on when giving or taking medicine. Check the dosage every time. 8. Avoid taking medicine in front of children. Refer to medicine as "medicine," not "candy." 9. Clean out the medicine cabinet periodically, and safely dispose of unneeded medicines when the illness for which they were prescribed is over. The traditional recommendations for disposing of drugs have included flushing them down the toilet or throwing them in the trash; neither is a good idea. Scientists have found prescription drug contamination in streams, rivers and lakes all over the country, and drugs in the trash may be found and taken by children. The Harvard HEALTHbeat newsletter offers these suggestions for properly disposing of unused or out of date drugs: 1) Ask your pharmacist if he or she can take back medications; 2) Call your city or state to ask about disposal programs; 3) If you must put your medications in the trash, keep them in their original childproof and waterproof containers with the label on (scratch out your name for privacy protection), add water to pills or put flour in liquids, then conceal the vials by putting them in empty margarine containers or paper bags before throwing them out. Across the United States, there are 64 Regional Poison Controls Centers.. These centers provide information to both medical professionals as well as to the public regarding the latest treatment for the ingestion of household products and medicines. If there is a concern regarding someone being poisoned from a medication or a household product, call 1-800-222-1222, and you will be connected to a Poison Control Center. This service is available 24 hrs-a-day, 7 days-a-week free of charge. The Poison Control Center staff can provide information about the toxicity of medications or household products, offer first-aid advice and provide recommendations regarding follow-up care. For more information on accidental poisoning, go to http://www.PoisonPrevention.org or to the National Safety Council website @ http://www.nsc.org/resources/issues/poison.aspx According to the Poison Prevention Week Council, every 30 seconds, a U.S. poison control center receives a call about an unintended poisoning. This amounts to more than 2 million poisonings being reported each year to one of the Poison Control Centers across the country. The vast majority of these poisonings occur in the home, primarily in children under six years of age. But adults are not immune to the problem either. Poisoning, particularly due to overdoses of over-the-counter and illicit drugs, has become the nation's second leading cause of accidental death, trailing only motor vehicle accidents. The following recommendations have been provided by www.PoisonPrevention.org to help prevent poisonings: 1. Use child-resistant packaging properly by closing the container securely after use. 2. Keep all chemicals and medicines locked up and out of sight. 3. When products are in use, never let young children out of your sight, even if you must take the child or product along when answering the phone or doorbell. 4. Keep items in original containers. 5. Leave the original labels on all products and read the label before using. 6. Do not put decorative lamps and candles that contain lamp oil where children can reach them because lamp oil is very toxic. 7. Always leave the light on when giving or taking medicine. Check the dosage every time. 8. Avoid taking medicine in front of children. Refer to medicine as "medicine," not "candy." 9. Clean out the medicine cabinet periodically, and safely dispose of unneeded medicines when the illness for which they were prescribed is over. The traditional recommendations for disposing of drugs have included flushing them down the toilet or throwing them in the trash; neither is a good idea. Scientists have found prescription drug contamination in streams, rivers and lakes all over the country, and drugs in the trash may be found and taken by children. The Harvard HEALTHbeat newsletter offers these suggestions for properly disposing of unused or out of date drugs: 1) Ask your pharmacist if he or she can take back medications; 2) Call your city or state to ask about disposal programs; 3) If you must put your medications in the trash, keep them in their original childproof and waterproof containers with the label on (scratch out your name for privacy protection), add water to pills or put flour in liquids, then conceal the vials by putting them in empty margarine containers or paper bags before throwing them out. Across the United States, there are 64 Regional Poison Controls Centers.. These centers provide information to both medical professionals as well as to the public regarding the latest treatment for the ingestion of household products and medicines. If there is a concern regarding someone being poisoned from a medication or a household product, call 1-800-222-1222, and you will be connected to a Poison Control Center. This service is available 24 hrs-a-day, 7 days-a-week free of charge. The Poison Control Center staff can provide information about the...Click here to sign up to eDocAmerica and read more of this article.

June 09, 2008

Health Tip: Childhood Immunization Update

In the history of modern medicine, few advancements have been as important as the development of immunizations for infectious diseases. While controversy surrounding certain vaccines exists, such as the flu shot "giving" you the flu or pertussis vaccine causing autism, the significance of these concerns pales in comparison to the amount of suffering and the number of deaths that immunizations have prevented. Childhood is the period of life in which many of the important vaccinations are received. Over the past few years, changes and additions to the standard childhood immunization protocols have been made by the Advisory Committee on Immunization Practices of the Centers for Disease Control. Let's look at some of these new recommendations and learn why they're important for your children.  

_Influenza ("Flu") Vaccination_ Influenza is not just an adult disease. More healthy children currently contract the flu than ever before, which has created a huge burden on \the medical system to provide influenza-related care. Additionally, it is felt that by decreasing the number of cases of influenza in children, household contacts can be spared the illness. Previously, it was recommended that only children from 6 months to 5 years of age receive the influenza vaccine. The new recommendation expands the recommended ages for annual influenza vaccination to include all children from 6 months through 18 years of age. It is hoped that this vaccination policy will begin during the Click here to sign up to eDocAmerica and read more of this article.

May 28, 2008

Health Tip: Walking Further with a Pedometer

Where exercise is concerned, many people understand its importance, but lack the motivation to participate regularly. This application of "the mind is willing, but the body is weak" mentality only serves to frustrate without ever achieving important daily exercise goals. Many who exercise regularly have found some motivation tool that works for them. Different motivators work for different people. Some enjoy the camaraderie and peer pressure of exercising with a friend or exercise group. Others track their progress by keeping a daily journal. Having the goal of reaching a particular weight or preparing oneself for an upcoming race are other ways that some are able to stick to an exercise regimen. Recently a novel way of increasing one's level of physical activity, with attendant health benefits, was presented in the Journal of the American Medical Association. The authors of this report, noting that many people use pedometers as an exercise motivator, wondered if there was proof that pedometers were effective in increasing the amount that people actually walked. They summarized the results of 26 studies, involving 2767 healthy adults, that looked at the association of pedometer use with physical activity and health outcomes.. It was found that by wearing and monitoring a pedometer, participants were motivated to increase the number of steps that they took each day. Overall, pedometer users increased their physical activity by an astonishing 26.9% over their baseline. Those who set a goal for themselves, such as walking 10,000 steps per day, were the ones who were most likely to increase their daily exercise amount. By wearing a pedometer, they could receive immediate feedback regarding the number of steps that they had taken as the day progressed.. But better yet... Click here to sign up to eDocAmerica and read more of this article.

May 13, 2008

Does Drinking Carbonated Beverages Lead to Osteoporosis?

Soft drink consumption has been thought to have negative effects on bone density, but study results have been inconsistent. This has important implications to the more than 10 million Americans, mostly women, who have osteoporosis as well as those who are at risk for osteoporosis. The chief concerns related to soft drinks are that 1) they displace milk in the diet which is a rich source of calcium and 2) some contain phosphoric acid which binds with calcium to impair its absorption.

When taking factors related to calcium metabolism and bone development into consideration (age, calcium intake, exercise, use of tobacco and alcohol, estrogen status, etc.) some studies have found no association between bone density and intake of any type of carbonated beverage. On the other hand, one study has shown that in teenage girls, consumption of colas and other carbonated beverages tripled the risk of bone fractures compared to girls who did not drink carbonated beverages. This is particularly disturbing since adolescence is a crucial time for bone development that provides protection
against osteoporosis later in life.

One of the most recent and largest studies on the subject involved the Framingham cohort, a population of individuals in the Framingham, Massachusetts area who have served as subjects for a number of long-term studies. Findings from this study indicated that in women, but not in men, consumption of more than 3 servings of cola per day resulted in significantly lower bone density readings as compared to those women who drank only one serving per day. Non-cola beverages, on the other hand, did not seem to affect bone density in...Click here to sign up to eDocAmerica and read more of this article.

March 25, 2008

Health Tip: Does FDA Approval Assure the Safety of Medicines?

Have you ever heard anyone speculate that if aspirin had to undergo FDA scrutiny for approval as a new drug, that it would never pass? Perhaps this is an overstatement, but it does point out that the same medications most of us consider to be perfectly safe can lead to serious side effects in certain situations.

This concern also extends beyond just prescription medication.  Over-the-counter medications, herbal remedies and drugs sold as "nutritional supplements", all have potential risks. To compound this situation, there is also the possibility that two medications that may not cause a problem by themselves can interact and produce an adverse reaction.

Almost every week I hear about a medication that has been taken off the market, found to be linked to previously unknown problems, argued about in court cases or that has received the FDA's "black box" warning, indicating that the drug carries more risks than most other prescription drugs. In recent years, the arthritis medication, Vioxx, the anti-depressant, Serzone and the diabetes medication Rezulin among others, have been taken off the market. This is in spite of... Click here to sign up to eDocAmerica and read more of this article.

March 20, 2008

Health Tip: Seeking a Cure for Multiple Sclerosis

This week, the National Multiple Sclerosis Society hopes to raise awareness about MS, an incurable, debilitating disease of the central nervous system, through an educational campaign. Tragically, symptoms of MS usually begin in early adulthood and affects almost 400,000 people in the United States. Unless you have a friend or family member with MS, you may not know much about this disease. Today's Health Tip will look at the causes, clinical features and treatment of MS.

_What causes MS?_ There is no known cause for MS. Many experts consider it to be an "autoimmune" disease, meaning that the body attacks itself.
What causes the body to do this is not well understood but could relate to a number of factors including genetics, environmental triggers, or …Click here to sign up to eDocAmerica and read more of this article.

February 28, 2008

Shingles---"Chickenpox Redux"

What is Shingles? Shingles, known in medical jargon as herpes zoster, is an outbreak on the skin that is caused by the same virus that causes chickenpox - the varicella-zoster virus. Following about of chickenpox, the virus retreats into nerve fibers and becomes dormant. Shingles occurs when the virus becomes reactivated. What causes the virus to become active again is poorly understood, but it is most often associated with aging, stress, or an impaired immune system.

What are the symptoms of shingles? The first sign of shingles, even before the occurrence of a .... Click here to sign up to eDocAmerica and read more of this article.

February 06, 2008

Health Tip: Antibacterial Soaps

In 2005, an FDA advisory panel overwhelmingly concluded that there was no evidence that antibacterial soaps were more effective than regular soaps for preventing infection. Why then does the American public seem obsessed with use of these products? And what about the possibility that use of antibacterial products could lead to the development of antibiotic-resistant superbugs?

The number of products containing antibacterial agents in use today in households in the US has .... Click here to sign up to eDocAmerica and read more of this article.